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Social Security Services

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Your Step-by-Step Guide
  • Age 62 or older (full retirement age is 67 for those born after 1960)

  • At least 40 Social Security work credits (about 10 years of work)

  • U.S. citizen or qualifying legal resident

You cannot receive both Social Security retirement and disability benefits at the same time.

Filing at 62 reduces your monthly benefit by up to 30%. Filing at 70 increases it by 24% over full retirement age.

Step-by-Step Guide

Required Documents

  • Social Security Statement
  • Work history summary
SSA-7004Required form
Download PDF

Common Forms Quick Reference

The most frequently requested SSA forms, what they are for, and where to get them.

FormNameDownload
SSA-1Application for Retirement BenefitsPDF
SSA-16Application for Disability Insurance BenefitsPDF
SSA-10Application for Widow(er)'s BenefitsPDF
SSA-8Application for Lump-Sum Death PaymentPDF
SS-5Application for a Social Security CardPDF
SSA-561Request for ReconsiderationPDF
SSA-3368Adult Disability ReportPDF
SSA-827Authorization to Disclose InformationPDF
CMS-40BApplication for Enrollment in Medicare Part BPDF

Find Your Local SSA Office

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Try: 10001 (New York) or 90210 (Los Angeles) · Wait times update every 15 minutes

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